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Complete travel insurance protection in one package

You´ve invested a lot of time and money into planning the perfect vacation. Why take a chance that an unexpected event will mean you lose your investment? With our affordable travel insurance packages¸ you can travel knowing you´re financially protected against most unexpected travel situations.

In addition¸ if you have a medical emergency while travelling, one toll-free call ­ anytime day or night ­ puts you in touch with a multilingual professional who will refer you to a local doctor or facility in order for you to receive the care you need.

Coverage Comparison

  Trip Cancellation & Interruption Insurance Emergency Medical Baggage & Personal Effects Travel Accident Flight Accident Coverage for Travel Outside of Canada
Deluxe Package Yes Yes Yes Yes Yes Yes
Classic Medical Plan   Yes       Yes
Non-Medical Package Yes   Yes Yes Yes Yes
Trip Cancellation & Interruption Yes         Yes
Visitors to Canada Plans   Yes   Yes    
 

Deluxe Package

This package is ideal if you're under 75 years of age, are travelling outside Canada and want the most complete travel protection we offer.

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Benefit Maximum Sums Available

Trip Cancellation & Interruption Insurance

  • Trip Cancellation - Before Departure: Up to the sum insured
  • Trip Interruption - After Departure - Transportation: Economy Class Transportation
  • Trip Interruption - After Departure - Unused Portion of Prepaid Travel Arrangements: Up to the sum insured for Trip Cancellation - Before Departure
  • Subsistence allowance: $3,500
  • HolidaySure Plan Coupon: $750 travel coupon
  • Connection benefit: $1,000

Emergency Medical Insurance

  • Medical & other benefits: Unlimited(1)
  • Subsistence allowance: $3,500

Baggage & Personal Effects Insurance

  • Loss of, or damage to, baggage & personal effects: $1,000(2)
  • Delay of baggage & personal effects: $400(3)

Travel Accident Insurance

Death, double dismemberment, loss of sight of both eyes, or complete and irrecoverable loss of speech or hearing(4) - Principal sum: $50,000

Flight Accident Insurance

Death, double dismemberment, loss of sight of both eyes, or complete and irrecoverable loss of speech or hearing(4) - Principal sum: $100,000

All insurance is subject to limitations and exclusions. Download the Deluxe Package Insurance Policy (opens PDF in new window) for complete details.

1) This insurance is subject to a maximum of $20,000 if you do not have valid government health insurance plan coverage.

2) The maximum for any one item or set of items is $500. The maximum sum insured per person or per family does not exceed $2,000 in total under any policy or combination of policies issued by us.

3) This insurance is available while en route and before returning to your departure point.

4) You are entitled to a maximum of the largest amount specified for one of these benefits.

 

Classic Medical Plan

This coverage is ideal if you're under 60 years of age and want unlimited coverage for eligible emergency medical expenses you may incur while travelling outside your home province or territory.

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Benefit Maximum Sums Available

Emergency medical and other benefits

Unlimited(1)

Hospital allowance

$500

Emergency services (chiropractor, physiotherapist, etc.)

$300

Return trip destination

One-way economy airfare

Subsistence allowance

$1,750

Repatriation of remains

  • Unlimited transportation to province or territory of residence
  • $5,000 for preparation of remains
  • $5,000 for cremation or burial at location where death occurred

Bedside companion's travel to bedside

Economy airfare and $500 subsistence allowance

Emergency medical evacuation/Return to your departure point

One-way economy airfare, or stretcher, or qualified medical attendant or air ambulance

Emergency dental treatment

$300 and/or accidental blow (emergency expenses)(3)

Accidental Blow to the Face

Emergency dental expenses during trip up to a maximum of $1,500 to continue necessary treatment within 180 days after your return to Canada.

Return of vehicle

Reasonable costs

Return of children

One-way economy airfare & escort if necessary

Return of one travelling companion

One-way economy airfare

Return of dog or cat

$500

Return of excess baggage

$500

Domestic services

$250

Physician visit to replace lost, stolen or damaged prescription medication

One visit to a physician to obtain a written prescription

All insurance is subject to limitations and exclusions. Download the Classic Medical Plan Insurance Policy (opens PDF in new window) for complete details.

1) This insurance is subject to a maximum of $20,000 if you do not have valid government health insurance plan coverage.

2) Please see policy for limits on the transportation container, cremation and burial at location.

3) Benefit is emergency dental expenses to repair or replace natural or permanently attached artificial teeth incurred during the trip and up to a maximum of $1,500 for continued necessary treatment after returning to Canada.

 

Non-Medical Package

This package is ideal if you are travelling outside Canada and you do not need Emergency Medical insurance.

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Benefit Maximum Sums Available

Trip Cancellation & Interruption Insurance

  • Trip Cancellation - Before Departure: Up to the sum insured
  • Trip Interruption - After Departure - Transportation: Economy Class Transportation
  • Trip Interruption - After Departure - Unused Portion of Prepaid Travel Arrangements: Up to the sum insured for Trip Cancellation - Before Departure
  • Subsistence allowance: $3,500
  • HolidaySure Plan Coupon: $750 travel coupon
  • Connection benefit: $1,000

Baggage & Personal Effects Insurance

  • Loss of, or damage to, baggage & personal effects: $1,000(2)
  • Delay of baggage & personal effects: $400(3)

Travel Accident Insurance

Death, double dismemberment, loss of sight of both eyes, or complete and irrecoverable loss of speech or hearing(4) - Principal sum: $50,000

Flight Accident Insurance

Death, double dismemberment, loss of sight of both eyes, or complete and irrecoverable loss of speech or hearing(4) - Principal sum: $100,000

All insurance is subject to limitations and exclusions. Download the Non-Medical Package Insurance Policy (opens PDF in new window) for complete details.

1) The maximum for any one item or set of items is $500. The maximum sum insured per person or per family does not exceed $2,000 in total under any policy or combination of policies issued by us.

2) This insurance is available while en route and before returning to your departure point.

3) You are entitled to a maximum of the largest amount specified for one of these benefits.

 

Cancellation & Interruption

Trip Cancellation & Interruption Insurance helps to protect you from the costs that arise when a sickness, an injury or another unexpected covered risk causes you to cancel your trip or disrupt your travel plans.

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Benefit Maximum Sums Available

Trip Cancellation - Before Departure

Up to the sum insured

Trip Interruption - After Departure - Transportation

Trip Interruption - After Departure - Unused Portion of Prepaid Travel Arrangements

When your sum insured before departure is $1,400 or less, your Trip Interruption - After Departure coverage is:

$1,500 maximum combined for both Transportation (Economy Class Transportation) and the Unused Portion of Prepaid Travel Arrangements

When your sum insured before departure is more than $1,400, your Trip Interruption - After Departure coverage is:

  1. Transportation: Economy Class Transportation
  2. Unused Portion of Prepaid Travel Arrangements: Up to the sum insured for prepaid travel arrangements before departure

Subsistence allowance (trip interruption)

$350

Subsistence allowance (delayed return)

$1,750

Repatriation of remains

  • Unlimited transportation to province or territory of residence
  • $5,000 for preparation of remains
  • $5,000 for cremation or burial at location where death occurred

All insurance is subject to limitations and exclusions. Download the Cancellation & Interruption Insurance Policy (opens PDF in new window) for complete details.

 

Visitors to Canada Plans

Our visitor insurance plans offer emergency medical coverage to visitors, immigrants, foreign students and Canadians without government health insurance. Learn more about these plans by exploring the information provided below.

Compare Visitors to Canada Plans (opens new window)

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You are on: Visitors Plan I

At-a-Glance Benefits

If you are looking for coverage while visiting Canada, consider the Visitors Plan I which offers travellers under 84:

  • Up to $25,000(1) in emergency medical insurance
  • 24-hour multilingual emergency medical assistance—one toll-free phone call puts you in touch with a professional who will refer you to a Canadian doctor or facility in order for you to receive the care you need
  • Coverage for a single trip lasting up to 365 days
  • Low $50 deductible payment per claim
  • Coverage for death or certain injuries caused by a travel accident(2)

For complete coverage details, limitations and exclusions, see the Visitors to Canada Plan policy document:



You are on: Visitors Plan II

At-a-Glance Benefits

If you are looking for coverage while visiting Canada, consider the Visitors Plan II which offers travellers under 84:

  • Up to $50,000(1) in emergency medical insurance
  • 24-hour multilingual emergency medical assistance—one toll-free phone call puts you in touch with a professional who will refer you to a Canadian doctor or facility in order for you to receive the care you need
  • Coverage for a single trip lasting up to 365 days
  • Low $50 deductible payment per claim
  • Coverage for death or certain injuries caused by a travel accident(2)

For complete coverage details, limitations and exclusions, see the Visitors to Canada Plan policy document:



You are on: Visitors Plan III

At-a-Glance Benefits

If you are looking for coverage while visiting Canada, consider the Visitors Plan III which offers travellers under 69:

  • Up to $150,000(1) in emergency medical insurance, including emergency dental treatment coverage and more
  • 24-hour multilingual emergency medical assistance—one toll-free phone call puts you in touch with a professional who will refer you to a Canadian doctor or facility in order for you to receive the care you need
  • No deductible payment is required when making a claim
  • Coverage for a single trip lasting up to 365 days
  • Coverage for death or certain injuries caused by a travel accident(2)

For complete coverage details, limitations and exclusions, see the Visitors to Canada Plan policy document:

1) This is the aggregate limit of all benefits under the emergency medical portion of this policy. Please read the policy for complete details.

2) The insured person is entitled to a maximum of the largest amount specified for one of these three Travel Accident Insurance benefits: 1) Death ($25,000), 2) Double dismemberment, loss of sight in both eyes, or complete and irrevocable loss of speech or hearing ($25,000), or 3) Single dismemberment or loss of sight in one eye. ($12,500). Please read the policy for complete details.